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Loans Interest Rates

                                                                                                                       Revision of Lending rate of T Bank Ltd with effect from 1st May 2024
Sl. No Loan Products Maximum Tenor ( in years) Fixed Rate Floating Rate
1 Loan to SME 5   10.75%
2 Trade & Commerce (business loan) 10 13.00% 12.50%
3 Production & Manufacturing 20 11.00% 9.50%
4 Earth-moving equipment (heavy) 5   12.50%
5 Service - Hotel & Tourism sector 30 10.00% 9.25%
6 Service - Other service sectors (Schools, Colleges, Institutions, Sports complex, etc) 30 11.00% 9.00%
7 Housing Commercial/renovation 30 11.00% 10.00%
8 Housing Residential/renovation 30 11.00% 9.75%
9 Transport loan (Light Vehicle)-Salary Based 5   9.75%
10 Transport light (Commercial purpose) 5   11.50%
11 Transport Heavy- (Commercial purpose) 5   10.75%
12 Transport -Public buses & Tourism 7   10.25%
13 Govt. Employee Loan 5   9.50%
14 Festival Loan 5   9.45%
15 Personal loan 5   13.00%
16 Mortgage Loan 5   12.50%
17 Computer/gadget loan 2   11.00%
18 Loan Against Shares 15 11.00% 10.95%
19 Education loan 10   10.00%
20 WC- Trade and Commerce 1   12.50%
21 WC- Service and Tourism 1   11.00%
22 WC- Manufacturing and Industry 1   9.75%
23 Export Packaging Credit-EPC      
      a Unsecured 1   10.50%
      b Secured 1   9.00%
24 Special Education Loan      
a Unsecured 5   9.90%
b Secured 5   8.90%
25 Overseas Skill Enhancement Loan 5 8.00% 8.00%
26 Loan against Fixed Deposit 1% above the FD interest rate
27 PSL-Agriculture CSI 5 8.00%  
28 PSL-Non-Agriculture CSI 10 8.50%  

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